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After you experience The MoneyOrganiser, you will fully understand your current financial situation, and working together we will develop a plan so that you will be clear as to where your financial future is heading.   Put simply, smart money decisions today means more choices for you in the future.  

Genuine 'fee for service'

We prefer to quote you for our services, based on time, rather than a percentage fee of the total amount invested which is quite unique.    All fees are fully disclosed and explained clearly.   You have total control of costs and we believe it eliminates any bias towards products that pay commissions.    You are also not disadvantaged if you have significant amounts to invest.    To put it simply, we have not set up a system where your investment return is automatically reduced.  We are a genuine 'fee for service' practice.

We are serious and passionate about what we do

Organising your financial affairs is quite a journey and you will wonder why you didn’t make the effort years ago.   Our solutions are practical and straight-forward and our professional services exhaustive.  You may relate to some of the following scenarios:-

  • Creating a financial plan so you don't stress about money now or in the future.   No point waiting until you retire to find out you should have done things differently. 
  • You may be currently using the services of a financial planner, and just want a second opinion. We do consultions over the phone.
  • Understanding your superannuation plan.   Are you getting a good deal?   Does your employer need to give you more options?  We are specialists in helping employers choose the most appropriate superannuation plan for their employees.
  • Transition to retirement strategies.  If you are over 55 there are strategies whereby you can access your current superannuation and take advantage of generous tax concessions.
  • In depth review of your superannuation fund to ensure you are on track to achieving your retirement goal.  Checking returns meet standard benchmarks, ensuring fees are commensurate with service and making sure you maximize the tax advantages available within superannuation.
  • Helping couples share common goals about money.
  • Creating a budget to ensure you spend less than you earn and stop your money leaking away.
  • Finding ways to pay off your loans faster
  • Making sure your finances are structured tax effectively.
  • Your personal insurances may be in disarray and you are not sure you if need to top them up, cancel or modify to reduce premiums.
  • Starting a simple savings plan for your children's education, holidays, motor vehicles
  • Salary sacrifice and employee benefits
  • Estate planning.  Are you going to give away too much to the tax man when you die?
  • Deciphering how much you are currently paying for financial services
  • Maximising Centrelink benefits

       ....... plus much more.

Flexible Offering – It’s About You

Our offering is very flexible.   It is fairly priced and you are not locked into expensive service packages.  To find out more, please explore the following sections. 

  • Financial Tune-Up - if your needs are straightforward
  • Pay by the hour - you might want specific advice on one issue that is important to you or a second opinion on your current financial arrangements. 
  • Comprehensive financial planning - you would like us to analyse every aspect of your financial life. 

Our advice is specifically tailored to your individual needs.   You will not be put on a conveyor belt and end up with the same financial plan as everyone else.

It all about you.  Guaranteed clear explanations and choice.

Financial Services Guide http://moneyorganiser.com.au/doc/FSG.pdf - this document is a requirement under the Corporations Law.  It is important to note that it is generic in nature and applies to all advisers licensed through Professional Investment Services.  Individual practices tailor their own remuneration structure and are under no obligation to adopt all aspects contained in the FSG.  

 
 
  Josie Kay, Certified Financial Planner, is an authorised representative of Professional Investment Services Pty Ltd, an Australian Financial Services Licensee No. 234951.  Any advice provided does not take into consideration the investment objectives, financial situation or needs of any individual.   Therefore, prior to making any investment decisions you should seek personal advice. 
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